Skip to content

Drawdown & risk-of-ruin calculator

Probability of losing X% of bankroll over N bets

Calculate the probability of significant bankroll drawdowns over a series of bets — even with positive edge.

%
%
Chance of -25% drawdown %
Chance of -50% drawdown %
Chance of -75% drawdown %
Chance of bankruptcy %

Why drawdowns matter even with edge

A bettor with 5% edge using full Kelly still has a 13% chance of losing 50% of bankroll before doubling. Most don't psychologically survive a 50% drawdown — they tilt and overbet. This calculator estimates your drawdown probabilities so you can choose a Kelly fraction you'll actually stick to during losing streaks. Combine with Stop-loss planner for session-level protection.

See also: Kelly criterion, Kelly fraction comparison, Stop-loss planner

How to use

  1. 1Enter your edge per bet (%).
  2. 2Enter your bet size as % of bankroll.
  3. 3Enter number of bets considered.
  4. 4See probabilities of -25%, -50%, -75% drawdowns.

Example: 3% edge, full Kelly

3% edge, 6% bet size (full Kelly equivalent), 500 bets. Risk of 25% drawdown: ~45%. Risk of 50% drawdown: ~12%. Risk of going bust: ~2%. Half Kelly (3% bet) cuts all these in half. Quarter Kelly: barely any drawdown risk but slower growth.

When to use

  • Choosing your Kelly fraction realistically
  • Setting expectations before a long betting campaign
  • Understanding why pros use Half or Quarter Kelly

Frequently asked questions

What is the Drawdown calculator calculator?

A bettor with 5% edge using full Kelly still has a 13% chance of losing 50% of bankroll before doubling. Most don't psychologically survive a 50% drawdown — they tilt and overbet.

How does the Drawdown calculator calculator work in practice?

3% edge, 6% bet size (full Kelly equivalent), 500 bets. Risk of 25% drawdown: ~45%. Risk of 50% drawdown: ~12%. Risk of going bust: ~2%. Half Kelly (3% bet) cuts all these in half. Quarter Kelly: barely any drawdown risk but slower growth.

When should I use the Drawdown calculator calculator?

Choosing your Kelly fraction realistically. Setting expectations before a long betting campaign. Understanding why pros use Half or Quarter Kelly.